Mingyang Jian
Research AssistantMingyang Jian is a research assistant focusing on science and technology innovation and a co-founder of Xiaoding Technology, an algorithmic control company based in Foshan, China. He earned a bachelor’s degree in Economics and Politics from Lancaster University in 2018 and a master’s degree in Management (Finance) from Durham University in 2020.
Articles by Mingyang Jian
Economy
China’s banks are using AI tokens to assess credit. Is it risky?
China’s banks are using AI token consumption as a new metric for offering credit. But without neutral data and stable pricing, can measuring compute usage really substitute for traditional collateral? Academics Mingyang Jian and Jiang Kun analyse the matter.
Mingyang Jian, Jiang Kun
12 Oct 2026